Houseboats For Sale Florida Craigslist (2024)

FAQs

Is it a good investment to buy a houseboat? ›

Here's the major con of buying a houseboat: They tend to depreciate in value over time, whereas houses generally build equity. Plus, houseboats are technically considered personal property, not real estate, so landing a traditional mortgage isn't possible for buyers.

Unlike many other types of boats, houseboats are meant for spending extended time aboard. Most people choose to use their houseboat for vacationing and weekending, but some do live aboard their houseboat full-time. Either way, one of the main concerns any houseboat owner has is maintenance chores.

Living on a houseboat can be cheaper than living on land, but the cost varies depending on location and lifestyle.

Reduced living space: A modest houseboat may be smaller than most traditional homes. Marina or HOA fees: If you want to remain moored and plugged into the grid, you'll need to pay slip fees or homeowners association fees. Maintenance: Expect to trade land maintenance expenses for boat maintenance costs.

Regardless of the material, any houseboat requires a certain amount of maintenance. All houseboats have through-hulls, or holes in the hull, that let outside water into inside systems like toilets, showers and sinks.

The short answer to that question is — as long as you need them to! If you care for and maintain a fiberglass boat as recommended, it can last up to 50 years or longer. This is why fiberglass is the most popular material for constructing boats and personal watercraft.

Do Houseboats Depreciate? Like most things, yes, houseboats depreciate. If you maintain your houseboat well, though, it can hold a good amount of its value. There are certain timeless types of houseboat designs that do even better than others when it comes to maintaining value.

Staying on a houseboat is quite arguably the most free-living that you can do, but that does not mean that it is completely worry-free. There are many hazards that, if you don't take steps to avoid, you can find yourself in some real sticky situations.

Lake Cumberland in Southern Kentucky Vacations region is known as the “Houseboating Capital of the World” and has the country's largest fleet of rental houseboats.

Who says your retirement home needs to be on land? Sea-loving seniors can choose to live on a boat and enjoy the “liveaboard” life. They range in price on Boat Trader from $6,000 for a houseboat that needs work to $1.4 million for a yacht. You can choose to live, eat, sleep and shower on a beautiful vessel.

How do houseboats get electricity? ›

Electricity can be provided in several ways. Non-cruising houseboats hook up directly to shore power provided by marinas. Cruising houseboats might use generators or rechargeable batteries.

Cost of Living Aboard a Boat in South Florida

According to Better Sailing, the cost of living aboard a boat in a marina can range from $550 to $1,500 per month, which includes expenses such as boat mortgage payment, slip fees, boat insurance, waste management, gas, food, and water.

Maintenance – Regular homes need maintenance to stay in tip-top shape, and that's even more true for houseboats. Sitting in water constantly is hard on materials.

A Houseboat Won't Appreciate Like a Normal Home

One of the major perks to buying a regular home is that you're getting a major asset in the process, one that will (knock on wood) gradually add value over time even while it's also fulfilling your housing needs. Floating homes, unfortunately, won't do that.

15 Questions You Should Ask Before Buying a ...

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What Are the Financial Advantages and Disadvantages of Owning a Houseboat? Do Houseboats Depreciate? Can You Live on a Houseboat Year-Round? How Much Does It Co...

Living in a House(boat!) - My Money Wizard

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All in all, total costs of living on a houseboat: about $6,000 per year. What sort of atmosphere can one expect for approximately $500 a month? Well, an apartme...

10 Houseboats for Every Budget | Kiplinger

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When summertime rolls around, people hit the water -- from swimming, sailing, and fishing to floating on a raft or in a canoe. For thousands of Americans, howev...

Do Houseboats Depreciate? Like most things, yes, houseboats depreciate. If you maintain your houseboat well, though, it can hold a good amount of its value. There are certain timeless types of houseboat designs that do even better than others when it comes to maintaining value.

Myth #1: Houseboats are cold during the winter

Actually a lot of houseboats are at least as comfortable as high end apartments. Since floating homes are exposed to the outside air and water from all sides, it's of vital importance to have insulation all around the vessel.